Lease - To - Own

What is Lease to Own?

Lease to Own is a flexible payment option that allows you to take home the appliance you need today without a hefty upfront payment. Instead, you can make affordable weekly, bi-weekly, or monthly payments over a set period, making it easier to manage your budget.

Why Choose Lease to Own?

No Credit Needed:

Worried about your credit score? With American First Finance, there's no credit needed to apply for our Lease to Own program, making it accessible to a wider range of customers.

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Flexible Payment Options:

Choose from a variety of payment frequencies to suit your financial situation, whether it's weekly, bi-weekly, or monthly payments.

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Quick Approval Process:

Our streamlined application process makes it quick and easy to get approved, so you can take home your appliance sooner.

How Does it Work?

1.) Choose Your Appliance: 

Visit us in store to browse our wide selection of major brand appliances and choose the one that best fits your needs.

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2.) Apply for Lease to Own: 

Fill out a simple application form either online or in-store. Approval is quick and easy, with no credit check required!

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3.) Take it Home: 

Once approved, take your appliance home and start enjoying its benefits right away.

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4.) Make Affordable Payments: 

Make affordable payments over the lease term, with the option to own the appliance at the end of the lease.