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Welcome to TJ's Outlet - Make Appliance Ownership Easier with

American First Finance's Lease to Own Program!

Lease to Own is a flexible payment option that allows you to take home the appliance you need today without a hefty upfront payment. Instead, you can make affordable weekly, bi-weekly, or monthly payments over a set period, making it easier to manage your budget.

Why Choose Lease to Own?

No Credit Needed:

With American First Finance, there's no credit needed to apply for our Lease to Own program, making it accessible to a wider range of customers.

Flexible Payment Options:

Choose from a variety of payment frequencies to suit your financial situation, whether it's weekly, bi-weekly, or monthly payments.

Quick Approval Process:

Our streamlined application process makes it quick and easy to get approved, so you can take home your appliance sooner.

How Does Lease to Own Work?


Apply for Lease to Own: 

Fill out a simple application form either online or in-store. Approval is quick and easy.


Choose Your Appliance:

Visit us in store to browse our wide selection of major brand appliances and choose the one that best fits your needs.


Take it Home: 

Once approved, take your appliance home and start enjoying its benefits right away.


Make Affordable Payments:

Make affordable payments over the lease term, with the option to own the appliance at the end of the lease.

*Approval is possible without a credit score, but credit history will be checked. Subject to approval and standard underwriting criteria. Terms and conditions subject to change at any time without prior disclosure or notice. Decisions may take additional time and not be same day, including if more information is needed to complete an application.

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